Personal Loan Services
Online Banking | Telephone
Banking
When opportunities and financial circumstances
present themselves, you need fast, accurate responses
to your credit needs. Because we are locally
owned and managed, all decisions and loan approvals are made right
here in Anson County in a timely, professional, yet personal
manner. We will explore every opportunity to help you
find the money to finance the nicer things in life as
well as the necessities.
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Mortgage
Loans
Ideal for those wishing to take the guesswork out of financing their
next home. Cabarrus Bank & Trust ensures a smooth and hassle
free application process with competitive rates, low fees and most
loan decisions are made on a local basis. This means a faster response
time and in many cases on-the-spot approval. In
most cases the interest you pay on your Mortgage Loan is fully tax
deductible. (A Tax Advisor should be consulted regarding tax
deductibility)
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Home
Equity Line of Credit
Ideal if you already own a home and wish to release some of the equity,
which has accumulated in the value of your home. With a prearranged line
of credit we can provide you with convenient access to your money. You
control when and how you use your money simply by writing a check. In
most cases the interest you pay on your Home Equity Line of Credit is fully
tax deductible. (A Tax Advisor should be consulted regarding tax
deductibility)
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Personal Loans
Almost everyone, at some point, has the need for a
personal loan. Ideal for those who are about to make
a large purchase, plan a special vacation or simply
wish to consolidate other higher rate loans. Cabarrus
Bank & Trust
is prepared to provide the financial support you need.
Most loan decisions are made on a local basis. This
means a faster response time for you and a flexible
repayment plan to fit your budget.
- Personal Line of
Credit
We offer a variety of secured and unsecured, pre-approved,
lines of credit. Ideal for those who need the flexibility to
cover unexpected expenses or to help with a major purchase.
Once approved it's up to you when you use it. Interest is calculated
daily on your outstanding balance. You can pay off your loan
early or make extra payments at any time.
Also Available:
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Online
Banking (Electronic Services)
A convenient way to manage your bank accounts, pay bills
online and access the information you need, any time and
from the comfort of your own home.
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MasterCard® Credit
Card (Card Services)
Ideal if you need a convenient line of credit for those unexpected
expenses. Includes no annual fee, convenient payment plans
and free travel accident insurance.
About Us:
We are committed to delivering quality
products and services and adhering to a high standard
of customer care. We welcome the opportunity to discuss
how we can assist you.
When you do business with Cabarrus Bank & Trust
your money provides capital for local businesses, creates
local jobs and improves the quality of life for families.
We want what’s best for our communities, friends
and neighbors … together we are Making a Difference.
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(Equal Housing Lender)
