High Rate Passbook Savings

Specifically for our distinguished citizens age 55 and better, High Rate Passbook Savings offers a premium rate of interest. On qualifying balances, interest paid to your High Rate Passbook account is comparable to that paid on a six-month Certificate of Deposit (CD). It’s like having a CD and a savings account combined!

Benefits:

• 3 Free Withdrawals / Quarter **
• Monthly Maintenance Fee: $4.00
  • No Charge if the minimum daily balance of $1,000 is maintained.
• Interest Bearing: Savings interest comparable to a six-month CD
  • When you maintain a daily balance of $10,000.00 or more.
• Access your account easily and quickly, whenever you need it, with no early withdrawal penalty **
• Convenient Deposit of Funds with Direct Deposit
• Automatic Payments and Transfers
• Complimentary Online Banking
• Combined Accounts Statement
• FDIC Insured

• Required to open an account: $10,000
• Account Closing Fee: $25
  • (If closed within 12 months of opening)

** Federal regulations limit third-party transactions and pre-authorized
transfers to 6 (six) per statement cycle, no more than 3 (three)
of which may be checks. Unlimited in-person withdrawals.