Personal Card Services
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A great way to pay for purchases, anywhere and at anytime. With millions of locations accepting either VISA or MasterCard there is no comparison to the convenience you will enjoy with one of these cards. Whether for shopping, dining, travel, unexpected expenses or that special occasion. We are here to help you explore your options.

• VISA® Debit Card
  Ideal for those who have a checking account and need an easy way to pay for your goods and services without always having to write a check or pay by cash. With a VISA Debit Card the amount comes right out of your Checking Account.

• MasterCard® Classic Credit Card
  Ideal if you need a convenient line of credit for those unexpected expenses. Includes no annual fee, convenient payment plans and free travel accident insurance.

• MasterCard® Platinum Credit Card
  All the benefits of a MasterCard. Ideal for the frequent traveler or anyone requiring a more flexible line of credit. Up to $1,000,000 free travel Insurance included.

Also Available:

• Payment Planning Calculator
  What is the fastest way to pay off my debts?

• ScoreCard® Rewards (Card Services)
  Earn round trip air travel on most major airlines with fewer restrictions and no blackout dates. Use your Bonus Points for travel vouchers during hotel stays, car rentals or cash them in for great merchandise at leading national retailers.

• Credit Reports (Help Center)
  Keep track of your credit report with the help of www.AnnualCreditReport.com. This is the ONLY government authorized online source where you can receive 1 free report, from each of the 3 national credit reporting companies, every 12 months.

• Personal Line of Credit (Loan Services)
  Secured and unsecured, pre-approved, lines of credit. Ideal for those who need the flexibility to cover unexpected expenses or to help with a major purchase. Once approved it's up to you when you use it. Interest is calculated daily on your outstanding balance. You can pay off your loan early or make extra payments at any time.

• Home Equity Line of Credit (Loan Services)
  Ideal if you already own a home and wish to release some of the equity, which has accumulated in the value of your home. With a prearranged line of credit we can provide you with convenient access to your money. You control when and how you use your money simply by writing a check. In most cases the interest you pay on your Home Equity Line of Credit is fully tax deductible. (A Tax Advisor should be consulted regarding tax deductibility)

About Us:

We are committed to delivering quality products and services and adhering to a high standard of customer care. We welcome the opportunity to discuss how we can assist you.

When you do business with Bank of Stanly your money provides capital for local businesses, creates local jobs and improves the quality of life for families. We want what’s best for our communities, friends and neighbors … together we are Making a Difference.